If they don’t accept or don’t provide credit cards, here are some alternatives. As 99% of shops don’t offer paypal as a payment option in Japan, I even got myself a VISA credit card, which is supposed to be one of the best, if you’re looking for an internationally usable card because it “only” costs 2% of foreign usage fee per transaction and a free EC card which you can use world wide to get cash without any fees.So far, so good. However, it never passed 2 months so before the next bill payment come, i’ve always paid my phone bill. but Amazon approved me within 48h. display: none !important; Is it even possible? Both Rakuten and Amazon, renowned companies both in Japan and abroad, offer this kind of services. Now, I know I’ve been approved because they’ve tried issuing my card to me already. I feel like a breathing parody of that Futurama meme with Fry shouting “Shut up and take my money!” and the Japanese side sitting there all troll-faced “Problem?!”.. You may wish to poke around the site linked and possibly even call the card companies to see if they have advice (though if they will actually give out this info might be a long shot). can change, so it is important to be able to communicate about that. However, my name was written in Katakana and my ID is in Romaji. Credit Cards Tips for Japan. Make sure to comment below! what am i doing wrong? In any case, as you noted, even though Japan is often thought of as a cash society, having a credit card can make life much easier and give you access to more services. Please reload the CAPTCHA. So You’ve Been Blacklisted By The Banks. notice.style.display = "block"; Maybe I’ve overlooked a fact somewhere (my Japanese is just at N4-stage so I rely heavily on translation tools for any kind of financial stuff TOS etc) but so far I haven’t found an accessible way to online-money for inside Japan from outside Japan just yet. You can also upgrade each card to have travel insurance and other benefits, so make sure you check them out before making a choice. ... Best Cash Back Credit Cards. For this reason, I applied for the Life Card. We don't endorse any of the companies we link to but we are selective in terms of the companies that we choose. While opening my account, I was asked for an option for selecting either debit or credit card. Although it depends on which financial institution it is registered with, which credit information agency, it seems that credit information agencies to be joined are roughly determined by industry. Rakuten won’t take it, Yahoo won’t take it, 7netshopping won’t take it. In short, it looks like foreign residents in Japan may have a decent chance at receiving a Rakuten Card. This information may change, so please just use this as a guideline and double check on the official website. ), Ponta Points (exchange points for shopping at Lawson’s, JAL miles, etc. Also, if you are worried about language difficulties, you could try to ask your bank in your home country if they have a Japanese branch or try asking a bank in Japan with English-language support about their credit cards (Most credit card applications are in Japanese and I can’t think of any English-application credit cards off the top of my head). I came to Japan when I was 22 years old and I am now working as an Engineer in Tokyo. Fukuoka Bank did turn me down as soon as they heard my residence status, apart from that I’ve not had a reason. BIC Sim and certain hotels are pretty unusual in that they only accept credit. Hi there! I’m quite far from the big and more popular cities though. Bank CC are generally known to be more difficult, http://www.rakuten.de/?scid=wi_rdc_topflag, http://www.consumerreports.org/cro/2012/03/the-best-ways-to-send-money-abroad/index.htm, 500 yen/year (first year free; free for the following year if you buy 50000 yen or more a year), Point System (exchange points for shopping, ANA miles, etc. Do you have a Japanese credit card? Hopefully someone else can also give you their opinion, but to give you my personal experience, I ended up getting the Viaso card. Congrats on getting accepted. Under the federal Fair Credit Billing Act, shoppers can petition their bank to reverse charges on a credit card for several reasons, including if the charge is fraudulent or the item was not what the shopper originally ordered. I hope you can get one in the near future! I got approved and got it added to my account too. Some of the articles on this site contain affiliate links. In addition, the language barrier will be another hurdle – most Japanese credit card applications do not have an English version. Thanks! Please reload the CAPTCHA. (function( timeout ) { With a quick search, I found this article on a credit card evaluation blog. I earn 18 million PA and my husband earns another 10. I had a weird experience with AMEX, I declared bankruptcy in 1999 and discharged an AMEX card in the amount ~$3,000. is it the same if i just get a cc without a card loan? I have been in Japan for about 5 years and a half, and i got the same case as TJ. Good luck! Also don’t forget to leave a comment, your feedback is important! Then last month I got a notice from my credit monitoring service that my AMEX account was … It worked. My American CitiBank card is great in that regard, but charges an international usage fee that I could escape if I were to use a Japanese credit card. Time limit is exhausted. Let us know how it goes if you apply! Hello pleas …could give me how get master card or visa card from japan or yahoo credit card function() { 4. Also, your card will be added to your Amazon account the day your card number has been generated which means you can use it on Amazon before receiving your card. ), 1312 yen/year (first year free, free while you are a student), 1312 yen/year (First year free; free after that if you use at least once a year), Point system (points can be used to purchase items from, Cash Back (automatically receive 1 yen for 1 point), Point system (can use points at Hot Pepper, Eruca, etc. One issue is that you may have applied to too many in a short period of time. I’ll try to get something written up soon! You should exercise careful judgement with any online purchase. Then, if you cannot solve the issue that way, the next step would probably be to check with the websites. CC companies don’t always conduct this kind of check, but it is good to keep in mind. When it comes to credit history, as a foreigner in Japan, you haven’t made enough payment for them to assess whether or not your are a reliable person to whom they can lend money without problem. Is that too short to get any card? I’m guessing you mean for your work number. Credit card companies are eager to stem the tide are continually beefing up their anti-fraud measures, relying on sophisticated … For greater customer satisfaction, JCB The Class and JCB Gold Cards provide high added-value services including dedicated service desks and free travel insurance. i tried all of thwm above. Whether they’ll be accepted in the US (many of the major types of cards (VISA, etc) in theory should work in the US, but it’s important to confirm this), I know this is not quite the answer you were looking for, but I wish you luck in your search for the optimal transfer method and in paying off your loans! 2. I’ve been in Japan for about 2 and a half years enrolled at a Japanese university as a foreign student, I applied for MUFG’s initial card the other day using the student application and got my acceptance today with my card now in the mail. setTimeout( Ps I’m working and living in Tokyo since 4 years. Credit cards require responsible handling and this lapse will probably make you more careful in the future about allowing other people to use your credit card. If your salary is more than 400.000 yen a month probably you will get the credit card but there are many factors. Those are the common points they usually ask for. 2. According to a 2016 report, results revealed that 84% percent of people in Japan own credit cards, and the use of electronic money, including credit cards and IC cards (rechargeable cards), is 66% (JCB, General Credit Card Study in 2016, reported in Japanese).. I've not been declined for any of the cards I applied to, and the people I've talked to IRL haven't had any troubles either. No idea why – although I suspect less than a year remaining on my residence permit may have something to do with it. There aren’t a lot of official sources, so please take this info with a grain of salt. Japan is known as a “cash society,” but having a Japanese credit card in Japan can be very convenient. According to the credit cards’ official websites and the above mentioned guides, the following cards are recommended to students: MUFG Card Initial American Express Card, Walmart Card Saison American Express Card, Saison Card International, Aeon Card. The MATCH file is a detailed electronic list of businesses that have had one or more merchant accounts terminated by their acquiring bank. Bank of America does blacklist. If you purchase from or sign up with some companies we link to, we will be compensated. Their credit card offers 1% of what you buy outside of Amazon as points, 1.5% of points for what you buy on Amazon and 2% if you are a prime member.If like me, you often use … Australia's Richest. I was reading your post of May 2.I have a long time in Japan and what I know from my experience is to pay on time all your bill. JCB The Class is invitation-only. Thanks for the excellent tip about smartphones and monthly payments! You can checkout their website here to create a credit card and choose among different services. http://www.consumerreports.org/cro/2012/03/the-best-ways-to-send-money-abroad/index.htm. I’ve been rejected countless times as well, I just don’t know what to do anymore or who else to ask. A lot of times, people use their credit cards as debit cards (ie, pay all debt at once), so that probably further reduced the perceived need of debit cards. However, it is not that easy to get a credit card in Japan as a foreigner. Sorry to hear you’ve been having issues. The credit card applications typically ask for a Japanese address, so that may be the first hurdle. My loan company informed me that if I pay with a credit card the only money I’d be losing is in the exchange rate, not anything in the actual transfer (now it roughly costs me $20 for every individual transfer, an amount that adds up over time with every loan payment…), I’m afraid I don’t have the expertise to answer you satisfactorily without a lot of reading up on the web and calling around, but you might want to take a peek at this website: So, you may want to try for the Viaso card; however, like you pointed out, maybe acceptance also has to do with length of time in Japan? If that application is rejected, then you might be safe applying for another CC within the month. Particularly given the info I found online about Rakuten being someone easier to get; I couldn’t find much on the JAL card, though. Do they sue people in Japan for non-payment of credit cards? All the horror stores I've seen are on Reddit. To compile this list of Japanese credit cards, I looked for credit cards aimed at lower-income workers (such as housemakers and part-timers) and younger demographics (such as students and 20-somethings). Credit in Japan is usually between the consumer and the bank, and is based on factors like length of employment and salary. So you are more likely to be rejected and put on a black list for six months. That’s great! That’s really distressing to hear! Amazon needs no introduction. ), so being universally rejected by card companies excludes you from those services. So far I’ve now been rejected 8 times, including for the VIASO one (and Rakuten twice). I ran it over what I could afford to pay, went to their office and explained, and they canceled the card and set up a monthly payment, and I was … If you don’t pay in time or you forget to pay for more than 1-3 months probably your name will add in the blacklist or you have a bad history in Japan system. Bank CC are generally known to be more difficult to get than retailer-type CC. Right now, I’m awaiting an answer from Rakuten. As one of the leaders in online shopping, Amazon is well used to international needs and services. The main features of the Seven Card JCB/Visa card: Credit points for every 100 yen (1 credit point per 100 yen (including tax)) per 1.5 points (100 yen (tax excluded)).. It’s worth trying! We’ve all been through financial hardships, one way or another. cannot use it to buy goods directly). I’ve only ever owned one, which I use as a debit card. Hello, I am so desperate to get credit card in Japan recently. Later, when I started my routine life in Japan, I realized that credit card is the only option that is acceptable, and not the debit card, in certain circumstances (E.g. They basically have no insurance that you will be able to pay them back. Rakuten is a well established company in Japan and internationally. You could try the Amazon card! In this case “student” usually means a student at a four-year university, not high school students / language school students / trade school students / etc. So we got a certificate of full payment and the loan process went ahead after that. Any suggestions? Especially with the advent of online shopping and services, it’s … (But not too much 😉 ). Transaction fee (many credit cards charge a percentage of the transaction. About your comment about not being able to pay off smartphones monthly due to visa: So if you go that route, I’d try talking with your own bank in Japan first or talking with overseas bank, as another commenter reported success with. Additionally, I used the following resources, which identified “foreigner-friendly” Japanese credit cards: Of course, there are types of credit cards that are easier to receive than others. I just want a card to make payments online. That’s a real bummer. Merchants listed here often find it difficult to obtain a merchant … I’ve applied for almost all of the companies, but never got one. This reply assumes you mean credit card. If you often shop on Rakuten, you can have a free credit card that will give you many rewards (1% of what you buy as points). at that time i just had job changed. No – there’s no such thing as a credit blacklist, or a centralised list of ‘risky borrowers’ which lenders and credit reference agencies use. A few months ago, I decided that I’d like a Japanese credit card of my own. How do other foreigners deal with this? Shopping in Japan is expensive enough with the high rates prices are going at over there plus the foreign usage exchange fee plus exchange rate plus (most often) forwarding service plus international shipping plus import taxes/customs. gonna post again if i got the card after 6 months. This was probably the fifth or sixth time I’ve applied for a CC in Japan over the past 15 or so years and the first time I’ve been successful. A friend of mine had one issued in 30 minutes after applying at the counter (some Japanese required). i pplied many times but i didnot get the card whats the reason…plzz help me to get the card…. Do you have any other suggestion for credit cards? Credit cards tend to charge a percentage of the transfer while wire transfers tend to charge one set fee, as you pointed out. do i have to apply just one company per month? It’s still largely a cash-based society and as such a large number of people don’t use credit cards at all. I personally prefer to stick with bank credit cards, which may be a bit more difficult to get. I’m sure you’ve already explored Japanese-goods websites aimed overseas and double-checked the credit card entry form translations when checking out, so I think the next thing to do would be to check with your credit card company in Germany. Many CC apps in a short period of time (reportedly 3+ CC apps in 1 month can get you put on a blacklist for 6 months). If you have been living in Japan, you may have found yourself in the need of a credit card for online purchase, bills or other types of payment. I don’t have the money to also use a proxy service for the payment. Like a say, it depends on many factors, I applied for a Disney JCB card last week and got a phone call today from them verifying my information. So is there a possibility to get a Japanese credit card as a foreigner outside of Japan or a trick to make my non-Japanese card work in Japan? If you’re a student then give it a shot, I had two negatives going for me being both a foreigner and a student but it has worked out in the end! I’m glad that advice from another reader was able to help you out. can you give me some advice? Thought I’d share my experiences as I just used this guide. As your bank knows you and manage your account, they would most likely accept to provide you with this kind of service, if they have it. There are many choices of credit cards, but the ones listed above are easy for foreigners living in Japan to apply for and to get approved. After 2 weeks they returned deposit and declined my request for a secure card. Their credit card offers 1% of what you buy outside of Amazon as points, 1.5% of points for what you buy on Amazon and 2% if you are a prime member. })(120000); But I didn’t find a way to link it to a payment method of my own. Carrying a credit card in Japan while traveling is typically convenient for anyone, although the country preferred cash.. First thing I want to clarify is: do you mean card loan or credit card? and by the way, they set my limit to 4 times the amount I’d applied for – though I’m havong a regular teacher salary. General policies Background. There are many reasons why companies tend not to give a credit card to foreigners. of credit card issues Turns out my wife was given a pre-approved credit card a long long time ago. but 4, maybe this is the most important, i sometimes didn’t pay my phone bill in time. To be honest, I’m not sure. So please keep in mind that I am not a professional and that I can’t take responsibility for the results of applying for or using any of these cards. You could also use it to purchase merchandise at stores or to pay food at food chains or restaurants, which has a logo at storefronts indicating credit card … I am currently residing and working in Gamagori, Aichi. Merchants must issue a credit to settle legitimate consumer claims. Keep us updated! I’ve listed the credit card name, the credit card brand, the yearly fee, and some of the rewards associate with the card. Blacklisting is the action of a group or authority, compiling a blacklist (or black list) of people, countries or other entities to be avoided or distrusted as being deemed unacceptable to those making the list.If someone is on a blacklist, they are seen by a government or other organization as being one of a number of people who cannot … i am working here in canada, on my first year here i fully paid my credit cards and personal loan in the philippines that is 2004. last 2007 a collecting angency sent a letter that i had debt in my credit card rcbc card which i know that i dont have a balance before i left the country but i didnt close it.my sister show them my … If you are in the city, like Tokyo, taxis accept credit card payment. Soros-Backed Group Asks Mastercard to Blacklist Certain Conservatives June 27, 2019 Sean Adl-Tabatabai News , US 6 As if the censorship of conservatives isn’t already too much, a group of far-left political activist groups, including one funded by George Soros, are calling for the financial blacklisting of wider sections of the … This is why you might get many denials in your different applications. *sigh*. However, after having paid my bills for 6 months I could purchase one in my provider’s online shop! To assess whether or not you will be able to pay back, companies will look at your credit history and want to make sure that they will be able to contact you in case of a problem. Sumitomo Mitsui bank offers the Amazon card, I found out about it while ordering a new iPhone case (ad on the page). The best way to know about this and about the timeline is to give Rakuten a call. Thankfully I have a card I got before I came here that I can use, but then I have to endure unecessary currency exchange twice, and other people may not have that option. But the paper that requested me to submit a copy of my ID says they will “review” my application… does that mean there’s a possibility to get rejected??? I should probably add reader-suggested cards to the post! With a wide range of services, they are used to interact with foreigners and provide credit card services for them. I will detail below the advantages of each and where to apply. Thank you for sharing! Enjoy! In Japan, generally, a card loan is a CC issued by a bank for the purpose of borrowing money directly (usu. read By eCompareMo on October 8, 2014. }. Sadly, I’m not familiar with Yahoo.jp Wallet or prepaid cards. I’m pretty desperate by now because it seriously annoys me that I keep asking them to take my money and all I get is either the “if your card is not accepted after checking for spelling errors, please contact the bank the card was issued at” or “please choose another payment option”. Good luck! I have applied two times for a japanese credit card. I had a unsecure card with them that was part of my BK in 05 and when i applied for a secure card, I gave them a deposit of 500.00. Credit Cards. 5. I want to try.but I can’t read the kanji in application form.. I got rejected from rakuten, ana, aeon,jal,jcb.. Then got accepted from amex, and my mobile service provider gave me a credit card as well.. Right now, my 1-year visa has just been extended but I’m still being rejected for CC. They would have no way to reach out to you and make sure that you pay them back. the best credit card is the one you can get. I think you’ll have to check with the credit card companies on this one. I received it after about 3 years in Japan (2 years in English teaching job, 1 year in office job; on a one-year visa, renewed each time year) and I earn a fair bit less than what you do. the day after, i applied to Acom mastercard but also got rejected. ), Point System (never expire, exchange points for JAL miles, or docomo or au points, etc. What you are looking for, when applying for a credit card in Japan, is a company used to deal with foreigners, international support in case of problems and simple paperworks. For the technically inclined, this number complies to the ISO 7812 numbering standard. I applied after wait 1 month and a half after my last attempt, and after 3 months working in my new company (I’ve just changed job recently). We were with Amex in the UK and could call them to do a “transfer”, which means they could refer to our track record there. Companies also fear that you will leave Japan, with no point of contact and tons of credit. If you register for ribobarai (split payment possible when buying things), you save half of the first year’s fee. I was thinking if i go directly to the bank and tell them my situation and that the company will reimburse me 100% of all money used *except for personal expenses* I can speak some japanese but not great a reading and writing it, I have a 5 year spouse visa, tried many card loan locations through the internet but rejected. My principal bank account is in Mitsubishi-Tokyo-UFJ. You can use it as a guideline. Good luck with your credit card application! Also, how long do you think it will take for them to reissue my card? While I do have every possible “advantage” a VISA card can offer (like the “verified by VISA” online usage security, which should be a guarantee for both sides, me – the buyer -, and the seller) it fails at the most common shops. So you may want to try waiting about six months to “clear your record” and then try applying for one card per month. I’m glad to hear you found a credit card, and I hope this helps others looking for one too. i didn’t know that. Rakuten is a shopping website referred to as the “Japanese Amazon”, and has a great points system, where all the points (1%) made on purchas… As for financial safety, I chose debit card and it was processed and sent. It states that the Rakuten Card accepts applications from even part-time workers, students, etc., so as long as your income isn’t 0 yen, then you may have a chance. A valid credit card number has several fields and each of them has a meaning. … Don’t hesitate to contact me if you have any question or join our Facebook community to discuss about it. I’m wondering if the CC companies have gotten stuck on one of two things: 1. }, In Japan, credit cards are issued by banks, credit card firms like Credit Saison, and large holding companies such as Marui and Epos. Best Credit Card in Japan for those who need a card for online shopping and want an application process in English. For example, the company where you work. Additionally, I used the following resources, which identified “foreigner-friendly” Japanese credit cards: Tokusuru Credit Card G… Can I fill up Yahoo.jp Wallet/use prepaid cards? I’m 22 and don’t have much experience with credit cards. At the same time, it states that if you have a bad record from previous cards, you may have difficultly getting approved. All of my Japanese friends have cards. Unfortunately, I’m not entirely sure if there is a difference. 28 years old, Engineer I’ll try out some of the others on this site and see how it goes! You’ll want to ask with your credit card company, Yahoo.jp and the prepaid card companies. Also, as another commenter suggested, you may want to check with your bank back home about getting a low-fee international credit card or a credit card at their Japanese branch. I used to use a US Visa card and it did pretty well with buying things both online and in person in Japan. The table above summarizes the annual fees and rewards … Good question! BIC sim powered by IIJ, some hotel or hostels (Tokyo Disney Resort) etc.). I’ve read something about konbini pre-paid cards you can then again use to charge your Wallet or Rakuten account but then haven’t found a way to buy that online. The worldwide cost of credit card fraud in 2018 was $24.26 billion — and in the U.S. alone 130,928 credit card fraud reports were recorded that year, according to DataProt. Blacklist tenure Japan has three credit information agencies: CIC, JICC, and KSC. What I do not understand about the system is, why some circumstances do not allow the debit cards to be used, if everyone is not issued with a credit card (particularly the foreigners) by banks or companies, as mentioned by many of you in this discussion? if ( notice ) It’s very frustrating because there are some services that are exclusive to credit card holders (cheap phone contracts, car rentals, train tickets, etc. I hope your story can help point students to a card that’s right for them. >_<. 🙂. .hide-if-no-js { If I was sued, which I am not really sure about, will it be … Because i want buy from yahoo auction and rakuten auction and they no accept foreign cards. If there is one country in the modern world where you can get away without using a credit card it’s probably Japan. As they assume the risk of the payment, they want to make sure that you will pay them back when the money is due. thank you. I am having a Visa Debit from my Japanese bank, but I’d like to have a “real” CC. ), Possibility of adding family credit cards, Additional rewards, programs, and reward details, Details of paying the premium (when to pay, how much to pay, how to pay). Then, I approached MUFG for a credit card and my application was rejected. Or I might still get rejected?. Embarrassingly, I had similar difficulties with my first credit card in Japan, not understanding the system and not being able to change the payment date to match my salary payments. im a japanese citizen 25 yrs of age. As a side note, also be a little cautious about relying on info from non-official sites (such as this one!) I’ve submitted a copy of my ID to them already. I have a credit card debt in Japan which remains unpaid. Another point is your salary. If you work for a big company like Toyota, Nissan or many other companies well they will give you a credit card. That’s a bummer your visa doesn’t seem to work with a lot of online Japanese sellers. timeout But it seems like two applications a month is the maximum suggested and one a month is safest. The good news is that even places that don’t accept debit cards will often accept cash on arrival (many hotels, etc.) Have you been applying to many cards at once? Hello! Seven Card JCB/Visa. Sorry I missed replying to your first comment! In my second year in Japan (4 years ago) i applied for the SMBC JCB Card and got rejected. Match file is a detailed electronic credit card blacklist japan of businesses that have had or... Ve had such trouble getting a credit to settle legitimate consumer claims about on! Two times for a Japanese address, credit card blacklist japan please take this info a. An integral part of Japanese culture and society it states that if you don ’ t the case in?... Know how my application goes Nicos Viaso ) of official sources, so please just use this as a note... 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Card for foreigners in Japan less than 1 year continuously? is available that way, the next bill come. Next time i comment high added-value services including dedicated service desks and free insurance. Of this information may change, so thank you give a landline work number couple time kept! Needs no introduction – Everything you need to give a landline work number generally. For ribobarai ( split payment possible when buying things ), credit card blacklist japan points ( exchange points for au or or... Card here is especially difficult for foreigners outside of Japan in that they only accept credit card is one the. T have the card costs or if that isn ’ t find a way to fill up Wallet... Save half of the first year ’ s about sending money from the ’... And also let you know of a possibility to get a credit card company and the loan went! A red flag for CC a countless times as well some pieces of advice on getting a.... One of the articles on this one well established company in Japan and internationally for JAL or United miles etc. Range of services, they are used to use a US Visa card and did. Evaluation blog advise me on a black list for six months and them try applying. Companies have gotten stuck on one of the first year ’ s JAL... I left Japan and abroad, offer this kind of services, are... At a Japanese online shop, as you pointed out Japan to acquire it ’ s about sending money the... To know month is the one you can get one in my provider ’ s right for them reissue. Us held a combined $ 712 billion in credit-card debt keep in mind phone in... Name, email, and i got the card, you want the best credit card in,! Needs and services, they are used to interact with foreigners and provide credit card for... Times but i ’ ve definitely been meaning to write a follow-up since i applied the... Cc company for the Life card list for six months as TJ to needs. Department store credit card, which was approved, only used it a couple:! Or docomo or au points, items, tickets, etc. ) you liked this article on black... In Japan recently bill in time near future residence permit may have applied two times a! ) 2 frustrating when you ’ re overseas ( aka home country for 4 months comment, feedback..., JCB the Class and JCB Gold cards provide high added-value services including dedicated service and... On the blacklist caused its Hong Kong-listed shares to tumble 14 % on Monday accounts would probably be check. To use a proxy service for the excellent tip about smartphones and payments! Cards tend to charge a percentage of the cards ’ official websites it added to my account.... Got approved and got it added to my account, i am currently residing and in... Us CitiBank card, and website in this browser for the Ratuken card type of,. Can’T read the kanji in application form a little cautious about relying info... Was written in Katakana and my ID to them already ” card about... Two years since i left Japan and now needs a police record in Japan as a side note, be. After 2 weeks they returned deposit and declined my request for a Japanese,! My 1-year Visa has just been extended but i ’ ll try out some of the leaders in online,! Can checkout their website here to create a credit card payment then you might many... Individual account identification number ( IIN ), Point System ( WAON points ; can use at. Earns another 10 mine had one or more merchant accounts terminated by their acquiring bank non-Japanese credit card, chose... People don’t use credit cards charge a percentage of the most and what is the most and is... €¦ credit cards later and also let you know of a possibility to get generally, a card, special! My card to foreigners ve definitely been meaning to write a follow-up since i left Japan and now a. No Point of contact and tons of credit cards, you should also research other aspects of the companies we. Accepting debit again if i got approved and got it added to my account too 18 million PA my! Of procedure Viaso one ( and Rakuten twice ) why – although i suspect less than a year in?... May be a bit more difficult to get something written up soon, subscribe to know you... Reference the list to help you out prefer to stick with bank credit cards later and also you. Can negatively affect your chances of getting a card, which identified “foreigner-friendly” credit! You want the best way to link it to a coworker about it afterwards, he asked why went... Which was approved, only used it a couple points: 1 a bummer your doesn! Do more research about Japanese credit cards charge a percentage of the articles on this site contain affiliate....

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